Thursday, 9 September 2021

Will Bell Mortgage Broker - Mortgage Broker Langwarrin

 Mortgage Broker Langwarrin




Will Bell Mortgage Broker is your local home loan expert.  He has been operating independantly in the Frankston area for over 10 years.

Let the team use their professional knowledge and skill to help take the stress out of things and make your property dream come true.

Book an appointment today.



#homeloan
#home_loans_langwarin
#mortgage_broker_lagnwarrin

https://local.google.com/place?id=2126146704230272457&use=posts&lpsid=8888407400581167882

Will Bell Mortgage Broker
435 Nepean Hwy Frankston Vic 3199
0448111046
https://willbellmortgagebroker.com.au/




Contact Us - https://willbellmortgagebroker.com.au/contact-us/

https://www.google.com/search?q=will+bell+mortgage+broker&rlz=1C1CHBF_en-GBAU963AU963&oq=will+b&aqs=chrome.0.69i59j69i57j46i131i433i512j46i512j0i433i512j69i60l3.7687j0j7&sourceid=chrome&ie=UTF-8#lrd=0x6ad60ca169e6865b:0x1d819729a6034dc9,1,,,



Google Business Site 
https://business.google.com/site/l/04416083995839240586
will-bell-mortgage-broker.business.site

G site - https://sites.google.com/view/willbellmortgagebroker/mortgage-broker-frankston


https://t.co/pWurvjMRXR?amp=1#mortgage_broker_langwarrin

https://willbellmortgagebroker.com.au/mortgage-broker-langwarrin/

https://youtu.be/rVDkJ8_7FSE





Monday, 6 September 2021

Will Bell Mortgage Broker - Mortgage Broker Carrum Downs

 Mortgage Broker Carrum Downs








https://local.google.com/place?id=2126146704230272457&use=posts&lpsid=8888407400581167882

Will Bell Mortgage Broker
435 Nepean Hwy Frankston Vic 3199


https://willbellmortgagebroker.com.au/

Contact Us
https://willbellmortgagebroker.com.au/contact-us/








https://t.co/TvRjhWWfm7?amp=1#mortgage_broker_carrum_downs
https://t.co/MEgrsuvQOx?amp=1#mortgage_broker_carrum_downs





#home loan
#mortgage_broker_carrum_downs
#mortgage_broker_near_me


Will also operates in the following local areas of Frankston, the Monington Peninsula and beyond>











https://posts.gle/hxmegD
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https://linktr.ee/willbellmortgagebroker

Sunday, 5 September 2021

Will Bell Mortgage Broker - Mortgage Broker Hastings

 Mortgage Broker Hastings





We serve surrounding suburbs of Tyabb, Bittern, Crib Point and Balnarring for all residential home loans.


Will Bell Mortgage Broker

435 Nepean Hwy Frankston Vic 3199

0448111046





https://willbellmortgagebroker.com.au/

Contact Us - https://willbellmortgagebroker.com.au/contact-us/


Check our Google Reviews

Google Business Site 

Find us on twitter

Check outh YouTube Channel 


#fhog

#fhlds

#home_loan

#home_loans_hastings

#mortgage_broker

#mortgage_broker_hastings


Directions

https://posts.gle/zjdhZD


Friday, 3 September 2021

Will Bell Mortgage Broker - Mortgage Broker Frankston

 Mortgage Broker Frankston

Will Bell Mortgage Broker Frankston has been helping borrowers in the local area for over 10 years.
If you need help with a home loan the give us a call today.

Home Loans Frankston WIll Bell Mortgage Broker


We cater for the following types of home loan needs
- First Home Buyers
- Upgrader Finance
- Refinance
- Property Investment Loans
- Separation Finance
- Construction Home Loans
- Development Finance


Your Local Trusted Home Loan Expert

Check out the Google reviews









Applying for a mortgage can be total stress time.  Banks are not easy to deal with and you are in totally over your head.

First Home Buyer can go through some real stress which is why you should use an expert Mortgage Broker

Check out our YouTube channel


https://posts.gle/PsDVu9
https://posts.gle/AWyAZd

https://linktr.ee/willbellmortgagebroker



Tuesday, 29 October 2013

Agent Referral Program


Agent Referral Program


Below I have given a basic run down of how my agent referral system works, the program will only be on offer until there becomes too many agents to service. 

Loans over $300,000
Upfront commission is calculated at 30% of lenders commission after aggregator fees.  Based on average lender commissions we can use 0.1881% of the loan amount.

Based on a loan of $300,000 multiplied by 0.1881% = $564.30 commission
Trail commission is calculated at 30% of the lenders commission after aggregator fees.  Based on average lender commissions we can use 0.047% of the loan amount at the end of the month.

Based on a loan of $300,000 multiplied by 0.047% = $141/12 = $11.75.  It is calculated and paid monthly and will change as the loan balance changes for the life of the loan.

Loans between $150,000 - $299,999
These loans will be paid a referral payment between $200 - $400 depending on loan and amount.

As the referral commissions are very competitive I do require a basic commitment of at least one loan per month settled from referring partners.  This is a very achievable target and ensures that there is enough business for all parties to benefit.

If you are interested in working with Switch Now Home Loans then please call 0448 111 046 or email william@switchnowhomeloans.com.au to discuss.

Tuesday, 20 August 2013

Carving a part in the investor market


Carving a part in the investor market.

A pathway to growth that many agents are now travelling on is a way to service their investor clients.  Agents are now looking for these opportunities because now more than ever there is an understanding that to perform you must branch out and be a little different than what the majority are doing.

By identifying investors and effectively servicing them there are several benefits which can be gained:

-          Building a relationship with a repeat buyer.

-          Potentially higher commissions as there are benefits for the client to invest in new property.

-          As you are assisting in the wealth building process there is the increased potential for referrals from these clients.

-          Open up the opportunity to get a foothold in the SMSF market which will continue to grow for a long time.

-          Positioning yourself differently than other agents can be a big advantage to your profile.

-          Working with other professionals to service these clients leads to referrals from business partners.

 
Many agents have tried working with this market in the past with mixed results; from the agent’s point of view they are trying to sell property and quite often this is where they lose investors.  As a general rule investors want to see the financial benefits as that represents the most value to them. 

To most investors property professionals are relatively the same in the way that all have access to good investments and no one agent has access to all the good investments.  So what is the key to accessing this lucrative market?  Give the investors what they are looking for.

The successful property professionals are teaming up with other professionals such as accountants, financial planners and mortgage brokers to educate these clients into becoming well informed investors.  By working as a team it helps to create a strong and trusted client relationship so that by the time the customer has gone through the education process there is already a high level of trust.

The financial benefits, information and education are a part of the process and the property purchase represents the execution of part of the investment plan.  This makes it easy to present good properties to the client and let them select the property they think is best.  If you have ever been to an investment property seminar than this is the process that is used. 


Will Bell is a mortgage broker that works with his network of property professionals, accountants and financial planners.  His major focus is to create life time relationships with clients by giving them access to the best information and advice. 

If you wish to discuss accessing the investor market with Will then he is contactable on 0448 111 046 or william@switchnowhomeloans.com.au

Monday, 26 March 2012

How much will refinancing your home loan save you?

We all hear on the news and the TV that borrowers can go out and get a better deal and that the banks are ripping us off. So why is it that so few Australians switch their home loan in search of a better deal?  We are lazy, unless we can see how much we are going to save then we wont do anything about it.  Today I am going to show you in greater detail what the actual difference would be.

Firstly there are a few things worth mentioning regarding refinancing a home loan
  1. Some borrowers are misguided because when they enquire they are told their monthly repayment will be lower.  This is often because they are offered a 30 year refinance for a loan where as originally they may have only had 15 years, the longer you need to repay the shorter the monthly repayment will be.  If you are experiencing mortgage stress then this maybe an option.  However consumers who think they are saving money are actually giving more money to the banks because they are now paying interest over thirty years instead of 15.
  2. Most of us have seen Wayne Swan on the news telling borrowers that if they want a better deal then they can swap banks.  To give you an idea a 0.25% saving on a $350,000 loan with a 30 year term will save you around $57 per month.  If you see the glass half full that's a $684 yearly saving.  If you see it half empty it's only around $14 per week - enough for morning coffees. Today I am going to show you how to properly benefit from refinancing and that is by putting your savings back into the loan.
  3. Borrower's refinance to save money.  The best way to save money is to understand your money, there are some very basic techniques that I will discuss in further blogs which help consumers to manager their debts more efficiently.

I'm going to mention this and it's the best way to save money on a loan - pay it off quicker.  The table below shows that if we reinvest our poultry $14 per week beck into the loan then by the end of it you are saving $58,931.  If you calculate the $14 per week out to the 27 years it would take to repay then you will find you have repaid an extra $19,656 into the loan.  Putting in simply, you have put in $19,656 and saved $58,931.


As you can see refinancing your home loan can have its benefits but it must be done correctly.  It should also be decision made as a part of a larger plan that works toward reaching your goals, for most people that is a home without a mortgage.  In the coming months I will be blogging about other issues around managing home loan debt which will help people save money.

If you have something to contribute, a question or even an argument please post so all viewers can see and learn.  If you think this blog can help you or a friend then link it in on your Facebook, Twitter, Linkedin or any other social media tool.